Umbrella policy

Get a Umbrella Insurance Quote


In our highly litigious society, risk and potential liability are everywhere. How will you pay if a court of law awards a plaintiff more than your home or auto policy limits? Without substantial cash savings or an umbrella insurance policy, your personal assets may be forfeited. 

Your resources make you a target because of their financial value. Judges and juries often award settlements commensurate to the defendant’s ability to pay.  If this amount is more than your insurance limits, you may be required to surrender your property, savings, and future income. Even if you are not found liable, it costs little to initiate a lawsuit which can cost thousands of dollars to defend. 

Umbrella insurance is designed for worst case scenarios and is very cheap as a result. What this means is that you receive an enormous value for your peace of mind. Depending on the number of assets you have, a one million dollar umbrella insurance policy is usually less than $200 per year.

With assets like yours, your regular homeowner and auto insurance policies may not give you enough protection. An umbrella policy will provide you with confidence and safety. We understand your circumstances and are here to provide you with the help you need. Call us today.

Common Situations Protected by Umbrella Insurance:

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating Accidents.
  • Swimming Pool Accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies.

Request an umbrella insurance quote from Financial Insurance Group today.

Call Us About Umbrella Insurance

Phone: (208) 991-3494

Monday-Friday: 9:00am – 5:00pm
Saturday or Evenings: By Appointment

6206 N. Discovery Way Suite 102
Boise, ID 83713
FAX (208) 514-3272
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